Florida Small Business Loans

99.8% of businesses in Florida are considered small businesses. Keep your business on the cutting edge and be ready to seize opportunities to grow with up to $500,000 in funding from Greenbox Capital® in as little as 24 hours.
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Fast, Direct Florida Small Business Loans

Florida is the 4th largest economy in the United States. Thanks to business-friendly legislation, a favorable tax climate for small businesses, and access to funding and other professional services, economic growth in the Sunshine State is outpacing the rest of the country.

It’s crucial for small businesses to stay ahead of their competitors if they want to continue to succeed and grow. Sometimes, your business needs an infusion of working capital to achieve these goals, but loans from traditional lenders can be difficult to obtain—the application process is long and intrusive with no guarantee of approval, and opportunities to improve or expand your business can fall through while you wait.

With a simpler application, faster turnaround, and flexible approval requirements, Greenbox Capital can fund more small businesses in Florida in as little as one business day. We offer a variety of small business funding options in Florida, from as little as $3,000 up to $500,000. We fund all industries, including tourism businesses, aviation and aerospace businesses, professional services, manufacturing, retail, and more.

Small Business Funding Rates in Florida

Alternative funding rates depend on the type of small business funding you receive. Most alternative funding options in Florida use a factor rate instead of a traditional interest rate. Factor rates are simple decimal figures that show how much “extra” you will owe on the original amount of the funding. Your factor rate is determined based on your risk assessment, so the stronger your business’s financial history, the lower your rate should be.

Florida Small Business Funding Solutions

Our friendly, expert Funding Advisors will work with you to determine which funding option will help you achieve your goals without compromising your business’s cash flow.

How To Use Florida Small Business Loans

There are no restrictions on how you can use small business loans in Florida. Alternative small business funding is most ideal for supporting growth initiatives that will increase your business’s revenue, such as:

  • Hiring staff so you can expand services and take on more business
  • Purchasing new equipment or technology
  • Renovating or remodeling your space to offer a more comfortable environment
  • Expanding your business or acquiring another business
  • Building a new website or expanding your existing online presence
  • Purchasing raw materials or inventory in bulk at lower prices
  • Investing in continuing education and training
  • Energizing your marketing and advertising to bring in more business

Sometimes, businesses in Florida may also need a quick infusion of working capital to help meet the unique challenges of their field, such as:

  • High cost of equipment or raw materials
  • Skilled labor shortages and employee turnover
  • Meeting changing client and customer needs
  • Standing out from competition in your niche
  • High cost of repairing appliances or equipment

How Florida Small Business Loans Work

  • 1
    Apply

    Gather 3 months of bank statements and other records. For faster approval, grant us secure access to your bank account’s transactional data.

  • 2
    Choose Funding

    A Funding Advisor will reach out to you within 1 hour (during regular business hours) to complete your application & discuss your funding options.

  • 3
    Get Funded

    Once you and your Funding Advisor determine what funding option works for your business, your funds can be approved and deposited within 24 hours.

  • 4
    Set Repayment

    Payments will be automatically deducted from your business’s daily or weekly debit and credit card sales. Payment amounts will be based on your sales.

Will You Qualify for Florida Small Business Funding?

The best candidates for small business loans in Florida are prepared with a firm understanding of how much funding they need, what they plan to do with it, and how they plan to repay it.

Exact qualification requirements depend on the type of funding you are seeking. Approval for alternative small business funding from Greenbox Capital isn’t based solely on your credit score or financial history. Instead, we focus on the overall health of your practice, including:

  • Business revenue
  • Cash flow
  • Vendor payment history
  • Years in business
  • Public records

Florida Small Business Loans Q&A

Is alternative small business funding suitable for expanding my small business in Florida?

Yes, an alternative loan is ideal for expanding small businesses in Florida. Contact one of our knowledgeable Funding Advisors to discuss an option that is right for you.

Can I get a Florida small business loan with bad credit?

Direct online lenders are the best place to get business funding with bad credit. These lenders have more flexible approval requirements that consider the overall health and potential of your business—not just your credit score—and offer revenue-based financing options that are more ideal for businesses with lower credit scores, such as merchant cash advances in Florida. Contact one of our Funding Advisors to learn more.

What do I need to do to qualify for a small business loan?

We have a very simple application process, with same day funding available. To get started, fill out our one-page application form or speak with a Funding Advisor.

Why should I consider an alternative lender for my business?

As an alternative lender, we have different approval requirements, and can approve funding for “high risk” industries. We can provide you with the funds you need to cover project expenses, labor, materials and more, often in less than 24 hours.